Know exactly when you can stop working.
Model your income, expenses, investments, and life decisions. See when your money works harder than you do.
How it works
Model any decision. See the outcome.
01
Your whole financial life, one timeline. Income, expenses, property, investments, sabbaticals — any decision compounded over decades.
02
See the true cost before you commit. Every choice has a ripple effect. A home purchase, a year off, a career change — see the impact instantly.
03
Know exactly when you reach freedom. Set your number. Watch your investments cross the line. See the date — not a guess, a simulation.
Pricing
Not a budget tracker. Not a calculator.
Financial advisors charge $10K for a static plan. This lets you play with it forever.
FAQ
Common questions.
A financial simulation tool. You model your entire financial life — income, expenses, property, investments, retirement phases — and see how it plays out over decades. Not a budgeting app. Not a calculator with 3 inputs. A full interactive sandbox.
Anyone making financial decisions that involve real money and real time. Entrepreneurs, investors, professionals with variable income, people planning property purchases, career breaks, early retirement, or just trying to understand how their decisions compound.
No. Montia never connects to your bank or reads your financial accounts. You enter your numbers manually — that's intentional.
There's a 14-day money-back guarantee — try it risk-free, and if it's not for you, email us for a full refund. There's also a demo video that shows exactly how the app works.
37 currencies. Set your primary currency when you set up your plan.
That's the point. Update your plan anytime — change an income, add an event, adjust your retirement age. Everything recalculates instantly.
Yes. Duplicate any plan and change one variable to see how different paths compare side by side.
